Online Banking

Today’s Rates

9.20.23

(Rates based on a purchase price of $250,000 with 20% down)

30yr Mortgage

as
low
as
7.500%

 

7.649% APR

20yr Mortgage

as
low
as
7.500%

 

7.691% APR

15yr Mortgage

as
low
as
6.875%

 

7.244% APR

10yr Mortgage

as
low
as
7.125%

 

7.522% APR

News & Events

Debit Card Update

Excessive Number of Debit Cards— We are blocking and
issuing more and more debit cards because they are lost or
from a fraudulent purchase. Please keep your debit card
safe!! Be careful about where you use your card when making
online purchases. Google the name of the company plus the
word scam in the same sentence! Check the reviews, go thru
a safe and secure online payment system. Use caution with
sites outside of the US. If you “sign up” for a trial product,
make sure you read the fine print to cancel the subscription.
There is a $4 charge to replace a debit or credit card.
Beginning July 1, MCCU will implement this fee schedule:
After the 5th card, the member will pay $10 for a replacement.
Each lost card after that will be $3 more.
Card #5 =$10; #6 =$13; #7 =$16; #8 =$19; #9 =$22
Card #10 =no more cards will be issued to this member.
We will however, assess cards lost in the mail or fraudulent
transactions on a situational basis.
We will insist on speaking with the actual cardholder before
ordering another card. The phone number must be the
cardholder’s, not a parent, spouse or grandparent. Please
also let us know if your phone number changes.
Remember to always keep your debit or credit cards in
your possession and do not share your PIN with anyone

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Rates

Loan Rates as low as
New Vehicles 6.50% APR
New Recreational Vehicles 6.50% APR
Closed Line of Credit 8.00% APR
Savings Rates as high as
48 Month Certificate 1.510% APY
IRA 1.612% APY
Money Market 0.95% APY

APR = Annual Percentage Rate
APY = Annual Percentage Yield

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