Rates Loan Rates Savings Rates Real Estate, Secured, and Signature Loans Description Loan Term Rate Open Line of Credit - Signature Loans*** (Up to $5,000. Over $5,000 with Credit Committee Approval Only) 36 months 11.99% 24 months 10.50% 18 months 9.50% 12 months 9.00% Real Estate Click here to view rates or apply Share Secured Up to 84 months 4% CD Secured Up to 84 months 2% over securing CD rate **Signature term notes may be assessed a $50 loan processing fee. ***Must be paid within term. If rewritten during term may be converted to 36 month 11.99% loan. Vehicle and Personal Loans New Vehicles APR 36 months 7.75% 48 months 7.75% 60 months 7.75% 72 months 7.75% 84 months - for $40K+ 8.50% Used Vehicles APR 36 months 8.49% 48 months 8.49% 60 months 8.49% 72 months 8.49% 81 months - for $40K+ 9.00% New RV's, Motor Homes, Campers, Boats APR 36 months 7.75% 48 months 7.75% 60 months 7.75% 72 months 7.75% 84 months - for $30K+ 8.50% Used RV's, Motor Homes, Campers, Boats APR 36 months 8.49% 48 months 8.49% 60 months 8.49% 72 months 8.49% 84 months - for $30K+ 9.00% Recreational Vehicles & Mowers (ATV, Jet Ski, Go Cart, etc) APR 24 months 8.75% 36 months 9.25% 48 months 9.75% APR = Annual Percentage Rate COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this agreement. Including court costs and reasonable attorney fees paid to an individual who is not an employee of the credit union. The attorney fees you pay will not exceed 15% of the unpaid debt after default. LATE CHARGE: If your payment is 17 days late you will be charged a late fee of $10.00.