Rates

Real Estate, Secured, and Signature Loans
Description Loan Term Rate
Real Estate   Click here to view rates or apply
Share & CD Secured Up to 84 months 2% higher than current 1-yr CD
Or 2% above securing CD
Open Line of Credit
(Up to $5,000. Over $5,000 with Credit Committee Approval Only)		 Up to 36 months 10.99%
Bonus Term LOC and
Other Closed Term Signature Loans**		   9.50% (WAC)
Closed Signature*** Up to 18 months 8.00% (WAC)
**Signature term notes may be assessed a $25 loan processing fee.
***Must be paid within term. If rewritten during term must convert to Open Line of Credit at 10.99%.
Vehicle and Personal Loans
New Vehicles APR
36 months 1.99%
48 months 2.99%
60 months 2.99%
72 months 2.99%
Used Vehicles APR
36 months 3.60%
48 months 3.60%
60 months 3.75%
72 months 4.00%
New RV's, Motor Homes, Campers, Boats APR
36 months 1.99%
48 months 2.99%
60 months 2.99%
72 months 2.99%
Used RV's, Motor Homes, Campers, Boats APR
36 months 3.60%
48 months 3.60%
60 months 3.75%
72 months 4.00%
Recreational Vehicles & Mowers (ATV, Jet Ski, Go Cart, etc) APR
24 months 5.49%
36 months 5.99%
48 months 6.49%
Furniture, Computers, & Appliances APR
24 months 7.24%
36 months 9.24%

APR = Annual Percentage Rate
COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this agreement. Including court costs and reasonable  attorney fees paid to an individual who is not an employee of the credit union. The attorney fees you pay will not exceed 15% of the unpaid debt after default.
LATE CHARGE: If your payment is 17 days late you will be charged a late fee of $10.00.