Checking Account

A checking account at MCCU is free and offers these great benefits:

  • Remote Deposit Capture – snap an image of the check you want to deposit and submit via your mobile device!
  • Debit Card is free – get cash back while you shop!
  • Earn Interest (dividends) on average daily checking balances over $500.
  • Free Online Bill Pay – you may import your billing statements directly to our Bill Pay.
  • Free ATM access – use our debit card at over 30,000 locations worldwide with no fee on the Cooperative ATM Network! Locate an ATM
  • Overdraft Protection – when you have the occasional overdraft, our overdraft protection will automatically transfer money from your savings to checking (in $50 increments) with only a $2.00 transfer fee.
  • Unlimited Check writing
  • Free Online Banking – you can check your account balances; make transfers, view check images and more! Learn More
  • Free Account Statements – mailed or electronic!
  • Mobile Device Access – for iPhone or Android devices. Learn More

To start your direct deposit, you’ll need our Routing & Transit number 301179135.

View Our Fee Schedule