Visa Credit Cards

Today it just makes sense to carry a Visa Credit Card! With MCCU’s great rates and Visa, you can’t go wrong. We offer a fixed rate card to our qualifying members. Whether it’s your first credit card, a share secured card or your regular credit card, our program is sure to fit your needs and your wallet.

You may have seen and heard about the more secure EMV Visa card. Our credit cards are EMV chip enabled. View the EMV Chip Card FAQs 

The MCCU Visa Card offers a competitive fixed rate with no annual fee and no cash advance fee. The MCCU Visa card has a $7500 credit limit, with approved credit.

Verified by Visa is a password-based security program that prevents anyone but you from using your card at online merchants participating in Verified by Visa.

Visa Purchase Alerts - With near real-time alerts from MCCU powered by Visa, you can receive updates on your Visa® card activity. And this unique service is available free for MCCU Visa cardholders.

After your Visa card has been used, you’ll receive an alert through text message or email. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.

How you use the service is up to you. You can choose to receive alerts when your Visa card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold—for example, setting it to only receive alerts for purchases above $50.

Select the delivery options that best meet your needs, with text messages, emails, or both for extra security and convenience. Each alert contains important information, including the purchase amount, merchant name and location (if available), and the last [four] digits of the Visa card used to keep you best informed.

All this for free for MCCU Visa cardholders. Sign up for Visa Alerts today, or click under ‘Links’ here on our homepage.