Rates

Real Estate, Secured, and Signature Loans
Description Loan Term Rate
Open Line of Credit - Signature Loans***
(Up to $5,000. Over $5,000 with Credit Committee Approval Only)
36 months 11.99%
  24 months 10.50%
  18 months 9.50%
  12 months 9.00%
Real Estate   Click here to view rates or apply
Share Secured Up to 84 months 4%
CD Secured Up to 84 months 4.5%
**Signature term notes may be assessed a $25 loan processing fee.
***Must be paid within term. If rewritten during term must convert to Open Line of Credit at 10.99%.
Vehicle and Personal Loans
New Vehicles APR
36 months 8.75%
48 months 8.75%
60 months 8.75%
72 months 8.75%
84 months - for $40K+ 9.50%
Used Vehicles APR
36 months 10.00%
48 months 10.00%
60 months 10.00%
72 months 10.00%
81 months - for $40K+ 10.50%
New RV's, Motor Homes, Campers, Boats APR
36 months 8.75%
48 months 8.75%
60 months 8.75%
72 months 8.75%
84 months - for $30K+ 9.50%
Used RV's, Motor Homes, Campers, Boats APR
36 months 10.00%
48 months 10.00%
60 months 10.00%
72 months 10.00%
84 months - for $30K+ 10.50%
Recreational Vehicles & Mowers (ATV, Jet Ski, Go Cart, etc) APR
24 months 9.25%
36 months 9.75%
48 months 10.25%

APR = Annual Percentage Rate
COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this agreement. Including court costs and reasonable  attorney fees paid to an individual who is not an employee of the credit union. The attorney fees you pay will not exceed 15% of the unpaid debt after default.
LATE CHARGE: If your payment is 17 days late you will be charged a late fee of $10.00.