Higher Interest Rates on CDs

                                               Effective August 9, 2017
                                                       Interest Rates
                          CERTIFICATE OF DEPOSIT CERTIFICATE OF DEPOSIT
           Less Than $10,000                                            Greater Than $10,000
 6 Month:   .15%   APY   .150%                              6 Month:   .35%   APY   .351%
12 Month:   .40%   APY   .401%                           12 Month:   .55%   APY   .551%
 24 Month:   .55%   APY   .551%                          24 Month:   .75%   APY   .753%                         

48 Month:   1.15%   APY   1.156%                     48 Month:   1.25%   APY   1.257%


                                                           Deposit Accounts
        Savings:   .10%   APY   .10%                            MONEY MARKET
      Checking:   .015%   APY   .015%                Min. Bal. $2,500:   .10%   APY   .100%
              IRA:   .75%   APY   .753%                   Min. Bal. $10,000:   .15%   APY   .150%
     Christmas Club:   .10%   APY   .10%           Min. Bal. $25,000:   .20%   APY   .200%